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Insurance Masters
Insurance Agency
4929 Wilshire Blvd.
Suite #230
Los Angeles, CA 90010
Calif. Insurance
License #0D73834
 

The Seven Basic Languages of Auto Insurance

 

1. Bodily Injury - Liability (Minimum Limits $15,000/30,000)
Pays for bodily injuries to other people caused by your automobile if you are at fault. Pays up to your covered limits.
Required by California Law.
2. Property Damage - Liability (Minimum Limits $5,000)
Pays for other persons automobile or private property damages if you are at fault. Pays up to your covered limits. Required by California Law.
3. Medical - Liability (Minimum Limits $1,000)
Pays up to your covered limits for medical expenses for you and your passengers regardless of who is at fault. Not Required by California Law.
4. Uninsured Motorist - Liability (Minimum Limits $15,000/30,000)
Pays for bodily injuries for you and your passengers if caused by an uninsured or a hit and run driver. Pays up to your covered limits. Not Required by California Law.
5. Uninsured Motorist Property Damage - Liability
Pays for damage to your vehicle up to $3,500.00 of value or pays your deductible if you have purchased collision coverage. Must be caused by an uninsured but identifiable driver. Not Required by California Law.
6. Comprehensive (Fire and Theft - Physical Damage)
Pays for damages to your automobile caused by other than collision. Includes such losses as Fire, Theft, Vandalism, Flood, Windstorm, and Broken Glass. Pays for damages over and above your selected deductible. Required by your lender if you are financing your automobile.
7. Collision (Physical Damage) Pays for damages to your automobile caused by collision with any object or by upset. Pays for damages over and above you selected deductible. Required by your lender if you are financing your automobile.
 


 
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Contact us via E-Mail at: enc-associates@att.net
4929 Wilshire Blvd., Suite#230 Los Angeles, CA 90010    |    Phone: 323-937-9600
Out of Area Toll Free Phone Number: 855-362-2886    |   Fax: 323-937-9601
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